OWNER FINANCE! NEW, NEW, NEW! Here is your opportunity to own a maintenance-free 1-bedroom, 1-bath condo in "The Islands", located within the Island of Dixie Shores waterfront community. Professionally remediated and beautifully upgraded, this exceptional unit offers a brand new waterfront opportunity -- making it a rare find you won't want to miss. This condo enjoys one of the best canal-front views with no neighboring docks immediately adjacent, providing added privacy and open water sightlines. A new metal roof was installed by the association in 2021 for added peace of mind. Inside, the home boasts numerous upgrades, including brand-new and highly efficient appliances, a new upgraded thermostat, updated cabinets, flooring, windows, and doors--plus much more. Bay Villas offers an outstanding coastal lifestyle with amenities such as a large community pool, tennis courts, and excellent fishing. Plus, the monthly HOA dues cover flood insurance, trash pickup, and WI-FI for added peace of mind. The condo is part of a 44-acre waterfront community on the Gulf of Mexico, surrounded by state-protected lands and waterways along the edge of the breathtaking 30,000-acre Crystal River Preserve. Whether you enjoy fishing, kayaking, bird watching or simply immersing yourself in nature, this is your chance to live where others vacation year-round. From manatee season to scallop season and the many annual festivals in Crystal River, there's always something to enjoy in this remarkable coastal community. Book your appointment today!