10801 SW 185TH TERRACE
DUNNELLON, FL 34432
$1,199,999
Beds: 1
Baths: 1
Sq. Ft.: 520
Type: House
Listing #TB8418268
Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage. Step inside to discover a gourmet kitchen that's a chef's delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer. Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience. Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you'll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you're just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida's Nature Coast. Don't miss this rare opportunity to own a piece of Rainbow River paradise--schedule your private tour today!
Property Features
County: Marion
MLS Area: Dunnellon
Latitude: 29.065822
Longitude: -82.427899
Subdivision: RIO VISTA
Directions: From US 41 take SW 99th Ave east towards the river. Cross railroad tracks and stay right. Follow the curve to the right and proceed to SW 185th Terr on left to address.
Association Name: Bill Schulz
Interior: Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Window Treatments
Full Baths: 1
Has Fireplace: No
Heat/Cool: Central, Electric
Cooling: Central Air
Floors: Brick, Carpet
Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Has Private Pool: No
Water View: River
Stories: One
Stories: Single story
Direction Faces: South
Is New Construction: No
Construction: HardiPlank Type, Frame
Exterior: French Doors, Outdoor Shower
Foundation: Slab
Roof: Metal
Water Extras: Fishing Pier, Minimum Wake Zone, No Wake Zone
Utilities: Public
Has Garage: No
Lot Description: 1/4 to less than 1/2
Lot Number: 10
Lot Size in Acres: 0.32
Lot Size in Sq. Ft.: 13,939
Zoning: R1
Flood Zone Code: AE
Water Body: RAINBOW RIVER
Water Frontage: 75
Waterfront Description: River Front
Has Waterfront: Yes
Water Access: River
Is One Story: Yes
Property Type: SFR
Property SubType: Single Family Residence
Year Built: 2008
Status: Active
Housing For Older Persons (55+): No
Association Fee Requirement: Optional
Association Fee Frequency: Annually
Pets: Cats OK, Dogs OK
Tax Amount: $4,593
$ per month
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Listing Courtesy of EQUITY REALTY SUNCOAST 727-410-7064
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Stellar (MFR) data last updated at December 25, 2025, 1:33 PM ET
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